Name: Healthy Chocolate Banana Bread Recipe
Prep time: 10 min
Cook time: 30 min
Total time: 40 min
Cuisine: Gluten-free
Ingredients: 3 medium ripe bananas (about 12 oz / 360 g total); 2 large eggs; ¼ cup (60 g) nut butter (almond, peanut, cashew, or sunflower seed butter); ⅓ cup (70 g) granular sweetener (monk fruit or brown sugar); 1 tsp vanilla extract; ⅙ tsp sea salt; 1 ½ cups (150 g) oat flour or preferred gluten-free flour; ½ cup (50 g) cocoa powder; 2 tsp baking powder; ¼ cup (40 g) chocolate chips; ½ cup (50 g) protein powder (to replace ½ cup flour; see notes)

Jump to Recipe· 4.4 from 5 reviews

I have to tell you about this Healthy Chocolate Banana Bread Recipe that I absolutely adore. It perfectly blends that rich chocolatey flavor with the natural sweetness of ripe bananas, all while keeping things healthy, gluten-free, and oil-free. I love how moist and satisfying it is, yet it uses simple ingredients you probably already have on hand. It’s become my go-to treat for breakfast and dessert alike because it’s not just delicious—it’s genuinely good for you.

Why You’ll Love This Healthy Chocolate Banana Bread Recipe

What really captivates me about this recipe is the incredible balance between rich chocolate flavor and the natural sweetness of bananas. When it bakes, the oat flour and cocoa powder give it a deep, earthy taste that is both comforting and indulgent without feeling heavy or overly sweet. The nut butter adds a subtle creaminess, making each bite moist and decadent in a way you wouldn’t expect from a “healthy” recipe. I always find myself sneaking an extra slice just because it tastes so good!

Besides the amazing flavor, I appreciate how effortlessly it comes together. This Healthy Chocolate Banana Bread Recipe is made entirely in one bowl, which means no fussing over multiple dishes, and it uses pantry staples that aren’t fancy or complicated. It bakes up quickly, perfect for when I want a treat but don’t have all day. Whether you’re making it for a weekend brunch, a family snack, or a dessert after dinner, it’s quite literally the kind of recipe that feels comforting and special every time. It’s just the perfect balance of convenience and gourmet vibes.

Ingredients You’ll Need

The image shows a rectangular dark chocolate brownie loaf in a white dish. The top layer is rich, dark brown with a slightly cracked texture, dotted generously with shiny chocolate chips that give it a textured and appealing look. Surrounding the dish are small white round bowls with peanut butter and other ingredients, all placed on a white marbled surface. The scene has a cozy, inviting feel with a soft pink cloth near the bottom corner. Photo taken with an iphone --ar 4:5 --v 7

The ingredients here are wonderfully straightforward yet thoughtfully chosen to create a loaf that’s packed with flavor and texture. Each component plays an important role—from the ripe bananas that give natural sweetness and moisture, to the cocoa powder that delivers that satisfying chocolate note. The nut butter enriches the batter, while oat flour keeps this loaf moist and gluten-free.

Pro Tip ✨

Check out the full list of ingredients and measurements in the recipe card below.

Ripe bananas: The sweeter and riper they are, the more natural sweetness and moisture you’ll get in your bread.
Large eggs: Bind the ingredients together and add richness.
Nut butter: I like almond or peanut for flavor and creaminess; it also helps keep the loaf moist.
Granular sweetener: Monk fruit is my go-to for a lower calorie option, but brown sugar works beautifully too.
Vanilla extract: Adds warmth and depth to the flavor.
Sea salt: Balances the sweetness and enhances all the flavors.
Oat flour: Gives a soft crumb and keeps this recipe gluten-free.
Cocoa powder: The star for that rich chocolate taste without overpowering the bananas.
Baking powder: Makes the bread rise light and fluffy.
Chocolate chips: For little pockets of melty goodness throughout the bread.

Directions

Step 1: Preheat your oven to 350°F (180°C). Prepare a 20 cm (7.9 inches) loaf pan by lining it with parchment paper or lightly greasing it to prevent sticking.

Step 2: In a large mixing bowl, mash three ripe bananas with a fork until they’re completely smooth—no lumps! This step ensures the bread is moist and sweet naturally.

Step 3: Stir the nut butter into the mashed bananas, followed by the eggs. Mix well so everything is evenly combined—it should look thick and luscious.

Step 4: Add your chosen sweetener, vanilla extract, and a pinch of sea salt to the wet mixture. Whisk or stir for about two minutes until the ingredients are fully incorporated and slightly frothy.

Step 5: Next, add the oat flour, cocoa powder, and baking powder to the wet ingredients. Stir gently until just combined—you don’t want to overmix and toughen the bread.

Step 6: Fold in the chocolate chips carefully, reserving a few to sprinkle on top of the batter for extra chocolatey appeal.

Step 7: Pour the batter into your prepared loaf pan. If you like, sprinkle the remaining chocolate chips on top for a pretty finish.

Step 8: Bake in the preheated oven for 30 to 40 minutes. You’ll know it’s ready when a toothpick inserted in the center comes out clean or with just a few moist crumbs.

Step 9: Remove the bread from the oven and let it cool in the pan for about 15 minutes, then transfer it to a wire rack to cool completely before slicing. This prevents it from crumbling and helps the flavors settle.

Servings and Timing

This Healthy Chocolate Banana Bread Recipe makes approximately 12 slices—perfect for sharing or for enjoying throughout the week. The prep time is a quick 10 minutes, with a baking time of about 30 minutes, and a total time of roughly 40 minutes including resting. Cooling time is essential to achieve the perfect slice.

How to Serve This Healthy Chocolate Banana Bread Recipe

The image shows three slices of chocolate chip bread stacked slightly on top of each other. The bread layers are dark brown with a soft and moist texture. Tiny, shiny chocolate chips are spread all over the surface and inside of the bread, creating a rich, chocolatey look. The edges of the slices are slightly rough and textured, giving a fresh-baked feel. The bread is placed on a white marbled surface. Photo taken with an iphone --ar 4:5 --v 7

I love serving this bread slightly warm, right out of the oven when the chocolate chips are still melty—it’s almost like having dessert for breakfast! For a simple breakfast, I pair a warm slice with a smear of almond butter and a drizzle of honey or maple syrup for a sweet and satisfying start to the day.

For a more indulgent dessert or snack, I often present slices with a scoop of vanilla or coconut ice cream and a handful of fresh berries on the side. Garnishing with a dusting of cocoa powder or powdered sugar (if you don’t mind a little extra sweetness) makes it feel extra special for guests or holiday gatherings.

When it comes to drinks, a cup of freshly brewed coffee or a creamy latte perfectly complements the deep chocolate flavors. For a non-caffeinated option, try a cold glass of unsweetened almond milk or even a fruity tea. This bread is fantastic for celebrations, casual family dinners, or even a cozy weekend treat shared with friends. I find it works beautifully at room temperature or gently warmed, depending on your mood.

Variations

I’m a big fan of customizing this Healthy Chocolate Banana Bread Recipe depending on what I have in my pantry and my dietary preferences. For instance, swapping oat flour for almond flour creates a slightly nuttier flavor and denser texture while keeping it gluten-free. If you want a higher protein kick, I sometimes replace half the oat flour with my favorite vanilla or chocolate protein powder, which boosts nutrition without sacrificing moisture.

For vegan versions, you can replace the eggs with flax or chia egg substitutes—just mix one tablespoon of ground flaxseed or chia seeds with three tablespoons of water per egg and let it sit until gelatinous. I also swap the honey or brown sugar for maple syrup or coconut sugar to keep it plant-based and low glycemic.

If you want to play with the flavor, adding a teaspoon of instant espresso powder in the batter really enhances the mocha notes without making it taste like coffee. Alternatively, swap the chocolate chips for chopped nuts or dried cherries for a fun twist. I have also tried baking this batter in muffin tins for mini banana chocolate treats that are perfect for packed lunches or parties.

Storage and Reheating

Storing Leftovers

I always store leftover banana bread in an airtight container at room temperature to keep it soft and fresh. Wrapped well, it usually lasts 3-4 days this way. If your kitchen is warm, storing it in the fridge can help extend freshness up to a week, but be aware it might firm up a bit. I like to slice the bread first so I can grab portions easily without handling the entire loaf repeatedly.

Freezing

This Healthy Chocolate Banana Bread Recipe freezes wonderfully if you want to keep it longer. I slice the loaf first, then wrap individual slices tightly in plastic wrap or parchment paper before placing them in a freezer-safe bag or container to avoid freezer burn. Properly stored, it can keep well up to 3 months. When you want a slice, just thaw it overnight in the fridge or warm it up directly from frozen.

Reheating

The best way I’ve found to reheat banana bread is gently in the oven or toaster oven at around 300°F (150°C) for 5-10 minutes. This brings back that fresh-baked texture and melts the chocolate chips slightly. Microwave can work in a pinch—heat slices for 15-20 seconds—but can sometimes make the bread a little soggy if overdone. Avoid reheating for too long as it will dry out the loaf, so keep a close eye and enjoy warm!

FAQs

Can I use regular all-purpose flour instead of oat flour?

Absolutely! You can swap oat flour for all-purpose flour in the same quantity if gluten is not a concern. Your bread will have a slightly different texture—less dense and a bit lighter—but still delicious and moist.

Is this recipe suitable for vegans?

It’s easy to make this Healthy Chocolate Banana Bread Recipe vegan by replacing the eggs with flax or chia eggs and ensuring you use a plant-based sweetener and nut butter. The texture will be a little different but still very tasty!

How do I know when the banana bread is fully baked?

Insert a toothpick or cake tester into the center of the loaf. If it comes out clean or with a few moist crumbs (not wet batter), your banana bread is ready. Baking times may vary slightly depending on your oven.

Can I add nuts or other mix-ins?

Definitely! Chopped walnuts, pecans, or even shredded coconut make great additions for extra texture and flavor. Just fold them in with the chocolate chips before baking.

What’s the best way to ensure moist banana bread?

Using very ripe bananas, not overmixing the batter, and not overbaking are key. Also, including nut butter adds moisture and richness that keeps the bread tender.

Conclusion

I truly hope you enjoy baking and eating this Healthy Chocolate Banana Bread Recipe as much as I do. It’s a game-changer when you want something that feels indulgent yet wholesome, easy to make, and perfect for any occasion. I promise, once you try it, it might just become your new favorite go-to recipe for breakfast or dessert too!